Grow your startup with additional funds

Compare SME Loans With Ease

Increase cashflow and enhance your business operations.
Apply for quick SME loan funding of up to SGD500,000.

Tailored Solutions

We offer custom-designed loans to optimize your business prospects.

Hassle Free

From SME loan application to loan disbursement, everything is approved and processed within 24 hours.

Simple Repayment Options

We simplify the repayment process by offering tailored repayment solutions that align with your specific business requirements.

No Hidden Fees

At CapitalGuru, we practice a transparent structure. We assure you that there are no concealed charges associated with our business loans.

LOWEST BUSINESS BANKING FACILITIES

maybank sme loan

Lowest Commercial Property Rate

3.98% Per year

cimb sme loan

Lowest SME Working Capital Loan (WCL) Rate

4.2% Flat Rate
(7.75% EIR)

ocbc sme loan

Lowest SME Working Capital Loan (WCL) Rate

4.2% Flat Rate
(7.75% EIR)

maybank sme loan

Lowest Business Term Loan Rate

4.2% Flat Rate
(7.75% EIR)

INTRODUCTION ABOUT US

SME Loan Made Easy

CapitalGuru Pte Ltd is a consultancy firm providing business health and business financing advisory services to Small and Medium Enterprises.

Founded by a team of elite ex-bankers with a combined experience of 30 years in the field of SME lending, we have forged strong and collaborative relationships with our various financing partners.

We offer custom-designed sme loans to optimize your business prospects.

15

YEARS OF

EXPERIENCE

We offer custom-designed sme loans to optimize your business prospects.
Hassle free and easy
Delegate the cumbersome SME loan application process to our specialists, allowing you to concentrate resources on your core business.
Qualified agents
Enhance your likelihood of approval. With a proven track record of over 80% approval rate for SME loan applications, we are well-versed in the credit criteria of most banks.
WHAT WE OFFER

Discover Our Financing Options

We offer custom-designed sme loans to optimize your business prospects.
Enterprise Singapore (ESG) Working Capital Loan

The SME Working Capital Loan is a government assisted financing loan under the Enterprise Financing Scheme. The WCL is meant to help SMEs finance operational cashflow needs.

We offer custom-designed sme loans to optimize your business prospects.
Business Term Loan
Business Term loans are unsecured loan products that allow SMEs to break down repayments into monthly instalments.
We offer custom-designed sme loans to optimize your business prospects.
Supplier Trade Financing
Trade finance works well for both buyers and sellers to mitigate cross border trade risks via trade financing bank instruments such as payments by LC.
LOAN APPLICATION

Our Hassle Free Process

01.
Connect Our Agent
Feel free to contact us or conveniently apply online to schedule an appointment.
02.
Apply and Wait
Visit us for a consultation to develop a tailored plan that aligns with your requirements and repayment capacity.
03.
Get Your Funds
Upon the completion of the contract signing, your cash loan will be disbursed to you.
ENQUIRE NOW

Get Your Business Loan Now.

Apply now, and receive your SME loan within 24 hours*.

We offer custom-designed sme loans to optimize your business prospects.
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CLIENT'S TESTIMONIAL

What Our Clients Say About CapitalGuru

4.5/5
“The application was approved very fast, and the funds came in time. The project I had in-hand was enabled by the funds.”
Alexander Sun
COFFEE MAKER PTE LTD, DIRECTOR
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5/5
”I used the first loan funds to pay our suppliers and execute a project . . . The return on this business investment is not just monetary, but also has an impact on society.”
Sally Wong
RETAIL OWNER
capitalguru singapore sme loan - graphics