Working Capital Loan
Working Capital Loan (Enterprise Singapore WCL) Up to $500,000 shared across banks.
Bank in-house Business Term Loan (BTL) Up to $700,000 per bank.
1 - 5 Years Tenure
4.2% - 5.4% Flat Rate Interest
(7.75% – 9.88% Monthly reducing interest)
Flexible Working Capital Loan Solutions for Your Business
Secure a working capital loan with CapitalGuru. Access tailored financing solutions to optimise cash flow and grow your business. Contact us today!
No Collateral Required
Does not require assets as security. Only a joint and several personal guarantees from the Directors and Shareholders is required.
No Restriction on fund usage
No restriction on specific usage. Can be used to cover day-to-day expense such as purchasing inventory, rental, salary etc.
Get Approved in 1 – 2 days
Working Capital loan operates under program lending framework with approval as fast as 1-2 days. Disbursement is through a single tranche lump sum deposit into your business current account.
Save More with No Early redemption Fee
Working Capital Loan under Enterprise Singapore (ESG) offer flexibility to early repay with no penalty fee. Save interest on remaining loan tenure when you repay early.

LOAN APPLICATION
Our Hassle Free Process
1. Connect with Our Agent
Reach out to us via phone, email, or apply online to schedule a convenient appointment with one of our expert consultants.
2. Apply and Review
Join us for a personalised consultation where we’ll design a financing plan tailored to your needs and repayment capacity.
3. Receive Your Funds
Once the agreement is finalised and signed, your loan will be promptly disbursed to support your business goals.
Get in Touch with Us for Expert Financing Solutions
Business Loans
Working Capital Loan
Industrial/Commercial Property Loan
Supplier Trade Financing
Invoice Factoring/Financing
Hire Purchase/Block Discounting
Insights
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CapitalGuru Pte Ltd
175A Bencoolen Street #07-09
Singapore 189650
+65 8088 2860
info@capitalguru.sg