Working Capital Loan

Working Capital Loan (Enterprise Singapore WCL) Up to $500,000 shared across banks.

Bank in-house Business Term Loan (BTL) Up to $700,000 per bank.

1 - 5 Years Tenure

4.2% - 5.4% Flat Rate Interest

(7.75% – 9.88% Monthly reducing interest)

Flexible Working Capital Loan Solutions for Your Business

Secure a working capital loan with CapitalGuru. Access tailored financing solutions to optimise cash flow and grow your business. Contact us today!

No Collateral Required

Does not require assets as security. Only a joint and several personal guarantees from the Directors and Shareholders is required.

No Restriction on fund usage

No restriction on specific usage. Can be used to cover day-to-day expense such as purchasing inventory, rental, salary etc.

Get Approved in 1 – 2 days

Working Capital loan operates under program lending framework with approval as fast as 1-2 days. Disbursement is through a single tranche lump sum deposit into your business current account.  

Save More with No Early redemption Fee

Working Capital Loan under Enterprise Singapore (ESG) offer flexibility to early repay with no penalty fee. Save interest on remaining loan tenure when you repay early.

LOAN APPLICATION

Our Hassle Free Process

1. Connect with Our Agent

Reach out to us via phone, email, or apply online to schedule a convenient appointment with one of our expert consultants.

2. Apply and Review

Join us for a personalised consultation where we’ll design a financing plan tailored to your needs and repayment capacity.

3. Receive Your Funds

Once the agreement is finalised and signed, your loan will be promptly disbursed to support your business goals.

 

Get in Touch with Us for Expert Financing Solutions

Business Loans

Working Capital Loan

Industrial/Commercial Property Loan

Supplier Trade Financing

Invoice Factoring/Financing

Hire Purchase/Block Discounting

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CapitalGuru Pte Ltd

175A Bencoolen Street #07-09
Singapore 189650

+65 8088 2860

info@capitalguru.sg