by capital-guru | Apr 20, 2025 | Insights
In today’s fast-moving digital landscape, business lending is not just about evaluating numbers — it’s also about verifying authenticity. One of the growing concerns in SME financing is the use of fraudulent documents, especially when borrowers submit doctored files...
by capital-guru | Apr 14, 2025 | Insights
When governments impose tariffs — taxes on imported goods — it sparks debate among economists and businesses alike. One question comes up time and time again: Are tariffs inflationary or deflationary? The short answer? Tariffs are generally inflationary. But as with...
by capital-guru | Apr 13, 2025 | Insights
When it comes to financing assets, properties, or working capital, the way you repay your loan can make all the difference. While many borrowers are familiar with the standard monthly instalment structure, fewer are aware of the alternatives that offer more flexible —...
by capital-guru | Apr 8, 2025 | Insights
If you’re a business owner in Singapore running a small private company, chances are you may have heard of the term Exempt Private Company (EPC). But what does it really mean? And should your EPC voluntarily file its financial statements with ACRA? In this...
by capital-guru | Apr 7, 2025 | Insights
Whether you’re taking up a business loan, car loan, or property loan, understanding how your monthly instalments and interest are calculated can help you make smarter financial decisions. Here’s a simple breakdown in just 3 steps: Step 1: Work Out Your Monthly...
by capitalguru | Sep 20, 2024 | Insights
Applying for a business loan in Singapore involves understanding how banks evaluate your application using the 5Cs of Credit: Character, Capacity, Capital, Collateral, and Conditions with information derived from Credit Bureau Singapore (CBS) reports, Notice of...
by capitalguru | Sep 13, 2024 | Insights
Securing a business loan can be a complex and time-consuming process. For many business owners, navigating the maze of financial products and lenders can be daunting. This is where a business loan broker can be invaluable. Here, we explore the benefits of engaging a...
by capitalguru | Sep 6, 2024 | Insights
Taking a business loan is a significant decision that can have a lasting impact on your company’s financial health and growth potential. Knowing the right time to secure a loan can ensure that you leverage the funds effectively while avoiding unnecessary...
by capitalguru | Aug 30, 2024 | Insights
In Singapore’s competitive business landscape, securing appropriate financing is crucial for growth and sustainability. Understanding the various financing options available can help businesses make informed decisions to support their operational and expansion...
by capitalguru | Aug 23, 2024 | Insights
The Landscape of SME Banking in Singapore Singapore, as a global financial hub, offers a dynamic and robust environment for Small and Medium Enterprises (SMEs). SME banking in Singapore is crucial as it provides businesses with the necessary financial tools and...
