by capital-guru | Apr 20, 2025 | Insights
In today’s fast-moving digital landscape, business lending is not just about evaluating numbers — it’s also about verifying authenticity. One of the growing concerns in SME financing is the increasing use of fraudulent documents — especially when borrowers submit...
by capital-guru | Apr 14, 2025 | Insights
When governments impose tariffs — taxes on imported goods — it sparks debate among economists and businesses alike. One question comes up time and time again: Are tariffs inflationary or deflationary? The short answer? Tariffs are generally inflationary. But as with...
by capital-guru | Apr 13, 2025 | Insights
Not all loans are structured the same way. Whether you’re financing equipment, property, or a vehicle, it’s important to understand the different types of loan repayment schemes — because they directly affect your cash flow, total interest paid, and...
by capital-guru | Apr 8, 2025 | Insights
If you’re a business owner in Singapore, you’ve likely heard the term exempted private company (EPC)— but what does it actually mean? And why does it matter when it comes to financial reporting and compliance? In this article, we explain what qualifies as...
by capital-guru | Apr 7, 2025 | Insights
Whether you’re taking up a business loan, car loan, or property loan, understanding how your monthly loan instalment and interest are calculated can help you make smarter financial decisions. Here’s a simple breakdown in just 3 steps: Step 1: Work Out Your...
by capitalguru | Sep 20, 2024 | Insights
Applying for a business loan in Singapore involves understanding how banks evaluate your application using the 5Cs of Credit: Character, Capacity, Capital, Collateral, and Conditions with information derived from Credit Bureau Singapore (CBS) reports, Notice of...
