by capital-guru | Jul 30, 2026 | Insights
When a company encounters financial distress, one question becomes critically important: Who gets paid first? The answer depends on debt ranking, also known as the priority of claims or capital structure hierarchy. Not all creditors stand on equal footing. Some...
by capital-guru | Jul 15, 2026 | Insights
Running a business in Singapore involves more than managing sales, operations and cashflow. Every company is also required to fulfil annual statutory obligations to government agencies, and two of the most important are ACRA Annual Return filing and IRAS Corporate...
by capital-guru | Jul 8, 2026 | Insights
For many Singapore SMEs, private lending and bank financing are two important sources of business funding. While banks typically offer competitive interest rates and a wide range of financing products, they may not be suitable for every business or every financing...
by capital-guru | Jul 4, 2026 | Insights
A Hire Purchase Credit Line is a specialised financing facility that enables businesses to acquire income-generating assets without paying the full purchase price upfront. Unlike Floor Stock Financing, which is designed for inventory held for resale, this financing...
by capital-guru | Jun 27, 2026 | Insights
For many Singapore Car and Bike Dealers, managing cash flow is one of the biggest challenges to business growth. While making sales is important, waiting months or even years to collect instalments from customers can strain working capital and limit expansion...
by capital-guru | Jun 23, 2026 | Insights
Floor Stock Financing is a specialised financing facility commonly used in the automotive retail industry. In Singapore, it is predominantly used by vehicle dealers who maintain physical inventory for customer viewing and immediate sale. Many consumers see rows of...
