by capital-guru | May 18, 2026 | Insights
Many SME owners searching for financing often notice one thing — there seems to be a very large number of loan brokers in Singapore. This naturally raises questions such as: Why are there so many brokers? What is the difference between them? Are all brokers providing...
by capital-guru | May 16, 2026 | Insights
Many SME owners assume that as long as sales are growing, the business is financially healthy. However, a business cash crunch can happen even when revenue looks strong on paper. In reality, cashflow timing is often more important than profit. Businesses may still...
by capital-guru | May 10, 2026 | Insights
Many SME owners looking for short-term working capital may come across CIMB FlexiPay, a financing facility designed around daily business revenue collection. Unlike a traditional term loan with fixed monthly instalments, CIMB FlexiPay works more like a revolving...
by capital-guru | May 3, 2026 | Insights
For SME owners, one of the biggest challenges after financial distress is how to recover from bankruptcy and regain access to financing. While clearing debts is important, the real challenge is rebuilding lender confidence over time. In Singapore, banks typically...
by capital-guru | Apr 28, 2026 | Insights
For SME owners looking to purchase industrial factories, commercial offices, or retail space, understanding pricing goes beyond market demand. One key factor often overlooked is construction cost, which plays a major role in determining the final property price. In...
by capital-guru | Apr 9, 2026 | Insights
In Singapore, many investors use a holding company (SPV) as part of their property investment strategy, particularly for industrial and commercial real estate. Instead of purchasing property in their personal names, investors incorporate a private limited company that...
