Insights

Expert Advice and Insights on Business Loans and Financing

Borrower, Mortgagor and Guarantor: What Is the Difference?

When reviewing a financing arrangement, many borrowers focus on the loan amount, interest rate and monthly instalment. But there is another part of the structure that is equally important: Who is the Borrower? Who is the Mortgagor? And who is the Guarantor? These...

Case Study of Credit Repair: How CapitalGuru Helped a Homeowner Escape a Debt Spiral

For homeowners carrying substantial personal debt, un-locking property equity through refinancing appears to be the obvious solution. Here is the catch,  the very debt they are trying to clear can also prevent them from qualifying for refinancing. That was the...

Case Study: How CapitalGuru Secured 90% Property Financing For An OTP Expiring in 3 Days

Property financing can become especially challenging when time is running out. In this case, Company A was referred to CapitalGuru with its OTP expiring in just 3 days. The Option to Purchase had already been extended once, and the case had previously gone through two...
Are Tariffs Inflationary or Deflationary?

Are Tariffs Inflationary or Deflationary?

When governments impose tariffs — taxes on imported goods — it sparks debate among economists and businesses alike. One question comes up time and time again: Are tariffs inflationary or deflationary? The short answer? Tariffs are generally inflationary. But as with...

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